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翻訳と辞書　辞書検索 [ 開発暫定版 ] スポンサード リンク Consumer Financial Protection Safety and Soundness Improvement Act of 2013 ： ウィキペディア英語版 Consumer Financial Protection Safety and Soundness Improvement Act of 2013 The Consumer Financial Protection Safety and Soundness Improvement Act of 2013 () is a bill that would restructure the Consumer Financial Protection Bureau (CFPB) by transforming it into a five-person commission and removing it from the Federal Reserve System. The CFPB would be renamed the "Financial Product Safety Commission." This bill is also intended to make overturning the decisions about regulations that the new commission makes easier to do.〔 The Consumer Financial Protection Safety and Soundness Improvement Act of 2013 was introduced into the United States House of Representatives during the 113th United States Congress. ==Background== (詳細はfederal agency that holds primary responsibility for regulating consumer protection with regard to financial products and services in the United States. It is supposed to protect the public from "risky or fraudulent financial products" and it has the power to issue regulations in order to accomplish this goal.〔 The CFPB was created in 2011 after its conception was included as part of the Dodd–Frank Wall Street Reform and Consumer Protection Act, which passed as a response to the financial crisis of 2007–08 that played a significant role in creating the Great Recession and was signed into law by President Barack Obama. The jurisdiction of the bureau includes banks, credit unions, securities firms, payday lenders, mortgage-servicing operations, foreclosure relief services, debt collectors and other financial companies, and its most pressing concerns are mortgages, credit cards and student loans, according to Director Richard Cordray.〔 The CFPB has been challenged more than once as being unconstitutional. 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Consumer Financial Protection Safety and Soundness Improvement Act of 2013」の詳細全文を読む スポンサード リンク 翻訳と辞書 : 翻訳のためのインターネットリソース Copyright(C) kotoba.ne.jp 1997-2016. All Rights Reserved.